Whatsapp Users in Brazil Can Now Pay Merchants Through the App

With over 2 billion users worldwide, WhatsApp is undoubtedly one of the most popular messaging apps in the world. And now, WhatsApp users in Brazil have one more reason to love the app – they can now pay merchants directly through the app.


WhatsApp has been testing its payment system in Brazil for some time now, and it was finally approved by the country’s central bank in March 2021. This means that users can now link their credit or debit cards to their WhatsApp account and use the app to pay merchants directly.

How it works

To use WhatsApp’s payment system, users in Brazil need to have a valid debit or credit card issued by a Brazilian bank. They can then link their card to their WhatsApp account by following the instructions in the app.

Once the card is linked, users can make payments to merchants directly through the app. To do this, they need to open a chat with the merchant, select the payment option, and enter the amount they want to pay. The payment is then processed within seconds, and the user receives a receipt for the transaction.

Benefits for merchants

The new payment system is not just beneficial for WhatsApp users in Brazil, but also for merchants who use the app to sell their products or services. With the new payment system, merchants can receive payments from customers directly through the app, without having to rely on external payment systems.

This makes the payment process faster and more convenient for both the merchant and the customer. Merchants can also keep track of their payments and manage their finances more easily through the app.

Benefits for users

For WhatsApp users in Brazil, the new payment system offers a convenient way to make payments directly through the app. This means that they no longer have to rely on external payment systems or carry cash with them.

The payment system is also secure and reliable, with WhatsApp using end-to-end encryption to protect users’ payment information. This means that users can make payments with peace of mind, knowing that their information is safe.

Future plans

While WhatsApp’s payment system is currently only available in Brazil, the company has plans to expand it to other countries in the future. This could revolutionize the way people make payments, especially in countries where access to banking services is limited.


WhatsApp’s new payment system is a game-changer for users and merchants in Brazil. With the ability to make payments directly through the app, users can enjoy a faster and more convenient payment process, while merchants can manage their finances more easily. And with plans to expand the payment system to other countries, the future looks bright for WhatsApp as a payment platform.

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